Ranjit Kulkarni

Ranjit Kulkarni is an author with a penchant for portraying characters from the real world and weaving stories around their apparently mundane lives. He is the creator of Jigneshbhai and Swami. Born and brought up in Mumbai, Kulkarni spent his childhood in the environs of urban, middle-class India. As an adult, he’s travelled the world, exploring the cityscapes of America, getting lost in the natural beauty of Europe, and absorbing the tastes and sounds of Asia. With his constant knack for observation and a deep seated fondness of reflection, he loves crafting tales that entertain and provoke thought. When not writing, Kulkarni loves reading and going on trips with his wife. He is an avid traveller, a passionate investor and a devoted student of spirituality. He loves ice-cream and chocolate too. He lives in Bangalore India.

What does the US Economy suffer from? Diabetes or Heart Disease

November 20, 2025August 13, 2011 by Ranjit Kulkarni

I often wonder what a worse condition is to suffer from – diabetes or heart disease. And what is easier to live or die with. Like the wife says it is easy to fix heart disease if it is only that. You may be able to detect it before you get a heart attack and … Read more

5 Star Rated Advice: Deciphering the S&P US Downgrade

November 20, 2025August 8, 2011 by Ranjit Kulkarni

“Who is this S&P?” asked my friend Swami to my broker over a cup of coffee. Swami, who generally spends time with his family over weekends, suddenly called me on Sunday afternoon, and said he wanted to meet my broker friend Jignesh who knew a thing or two about investing. I was not quite sure … Read more

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