Reflections on Intelligent Investing and Everything Else

Thanks for being here. My name is Ranjit Kulkarni and this is my personal blog.

This blog hopes to be a trusted friend on your lifelong journey of investing for financial independence, not by telling you what exactly to do, but by enabling you to find that out on your own using a set of writings that provide opinions, analysis and advice, provoke thought and reflection, and also entertain somewhat in the context of regular life and investing events, with a dose of humour.

You won’t find stock or investing tips, or market predictions or specific recommendations on anything here, but will find simple, investing advice from time to time. Investing for financial independence is simple and repetitive, but sticking to it over long periods of time is not easy practically and temperamentally, hence you may find multiple ways of reminding the same thing again.

You may also find reflections and investing wisdom in the form of slice of life articles, opinions on recent happenings, and thoughtful (sometimes cryptic) coffee conversations among a set of characters like my broker friend Jigneshbhai and my friend Swami (and not to forget the wealthy man in the sprawling bungalow).

I hope this blog helps you. Thanks for stopping by and hope you enjoy your stop here!

Readers can follow my blog posts via email by entering their email address in the box on the right corner. I typically write once a week or so.

Some characters you may meet in the writings in the column:

Jigneshbhai: My broker friend who understands investing and provides sage wisdom from time to time, though not always in black and white. Like in most things in life, he believes that the questions you ask are more important than the answers. And he rarely provides clear answers.
Swami:  My investor friend who often loses patience with his investments, with himself, and with the happenings around him – often leading to confusion. He often turns to my broker friend for answers, which he seldom gets.
The wealthy man in the sprawling bungalow: My old, rich neighbor who has been there and done that successfully in the world of investing. His wisdom is always cryptic and metaphorical, and he often talks in puzzles. Only Jigneshbhai seems to understand him, often leaving me and Swami scratching our heads.



A publisher published a collection of my articles into a book in 2015 (contains most of my blog articles from 2011 to 2015 organized in a nice format). If you are interested, you may buy the book – the details are below:

The title of the book is ‘Path to Financial Independence: Simple Strategies for the Individual Investor’, and it is published by Wisdom Village Publications, New Delhi.

Printed copies are available online on Amazon, Flipkart.
Link for print copy on Amazon.in (domestic) is here
Link for print copy on Amazon.com (international) is here
Link for print copy on Flipkart.com is here
eBook for Kindle is available on Amazon and the link is here



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