The Good, The Bad and The Ugly: Observations in a World of Divergent and Opportunistic Opinions

“Are you a vegetarian or non-vegetarian?” asked the waiter at the hotel to my South Indian colleague Swami. This question always confuses him. “I am a vegetarian mostly, but I can eat chicken, except on Tuesday and Friday. So it depends on what everyone else is ordering”, he replied. Such responses always confuse waiters in … Read more

Liquid Oxygen Syndrome: A Modern Day Illness of a High Paying Job and a Higher EMI

Human motivations are complex to understand, and sometimes funny when experienced. Yesterday a colleague of mine relentlessly kept on enlightening me on the so many bad things about his job. He started with how things were getting from bad to worse, and how they could get even worse going forward. On how he was never … Read more

Book Synopsis: Common Stocks and Uncommon Profits by Philip Fisher

Over the past few days, I was privileged to have read another masterpiece of a book – “Common Stocks and Uncommon Profits” by the legendary investor Philip Fisher – the father of growth investing. A complete opposite of Graham and the theory of value investment, Fisher proposes a set of 15 ‘scuttlebutt’ principles that work … Read more

The End of Magic: Tribute to the Last of Harry Potter

Avada Kedavra said Voldemort for the last time yesterday, and in the final battle, when the curse rebounded, it signified the last victory of Harry over his evil bete noire. The audience applauded heartily for the final time, and as my son and I left the cinema hall, he was left with an empty feeling … Read more

What do ‘Horn OK Please’ and ‘Mutual Funds are subject to Market Risks’ have in common?

Travellers on Indian roads would be very familiar with this sign. Almost every truck, specially the big inter state ones that cross highways, has this funny term written behind them “Horn OK Please”. I have seen it often, and have never quite understood its significance. Having asked a few people, even they seem to be … Read more

How to Use Loans and Prepayments to Your Advantage

The banking industry is a very funny one – whose basis for lending is that of insecurity. A smart individual investor can use it to his advantage to create wealth. In a consumption oriented and growing economy, most households have some exposure to debt of some kind – the most common being housing loans and … Read more

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